Where life is concerned, you never know what's around the corner - even if you're healthy and fit. It feels good to know that you're prepared for a major medical drama, or even just a moderate surprise. activa can help you to build a personal safety net in two ways.

Safety Net Components

1. Serious Health Event Benefit
activa account holders and additional cardholders also receive Serious Health Event cover, which pays a lump sum of up to $3,000. The payment level depends on your age. You'll find the definition of a 'serious health event' and the payment levels in the Serious Health Event Benefit policy schedule.

2. Overdraft facility
Your activa Account also offers some 'just in case' flexibility with its optional overdraft facility. To qualify for an overdraft on your activa Account, you need to meet our normal lending criteria.  View our interest rates and fees for more information.